A 50-year value investing project, 2026 to 2076, funded with my own savings.
My mission is to help my neighbors retire better. About a third of US adults wouldn’t cover a $400 emergency with cash (Federal Reserve). Compounding is the most neglected way to close that gap.
Hypothetically, $30,000 growing at 10.5% a year becomes about $600K in 30 years, $1.6M in 40 and $4.4M in 50, before fees and taxes. That is an illustration, not a projection.
I buy great businesses at good prices, focusing on small, overlooked micro-cap companies. Every decision starts from fundamental research: the business, its people and the price. AI agents help me screen the market, so more of my time goes into thinking.
My long-term ambition is to grow this into a $300M value investing fund.
I’m a Christian, inspired by Charlie Munger and Warren Buffett. My aim is to become a full-time value investing fund manager. The question is only when.
Andy Zhaoheng Li · Founder · New York
Born on the periphery of the world economy, I studied math, economics and technology at Syracuse University. Today I’m a consultant in Deloitte’s Finance Transformation practice, helping Fortune 500 CFOs with finance SaaS and agentic AI. Outside work, I compound knowledge and practice value investing.
My wife calls me bear, and “-ffet” pays homage to my heroes, Warren Buffett and Charlie Munger.
Like to talk value investing? Find me on LinkedIn.
Bearffet Capital is a personal project, not a registered or incorporated company. It is not an investment adviser, broker-dealer or fund, and it does not offer or sell securities or accept money from anyone. Everything on this site is for information only and is not investment advice.
© 2026 Bearffet Capital · A personal project by Andy Zhaoheng Li